We've seen more changes in the last year than any other time
in the History of lending. From mortgage
approvals, to down payments, to the length of time to repay the mortgage loan,
to investor financing.
The FANTASTIC NEWS is
that the rates are LOW!!! 2.55% to 3.99% for 5 years.
Whether you'd like to buy your forever home, or you'd like
to start with your first home, there are great options to make it easy. A good professional can steer you in the
right direction. Flexibility exists
through Equity Mortgages and a seldom used but superb product called the
Purchase Plus Improvements mortgage. This
is not to be confused with a second mortgage, or a Home Owners Equity loan. An experienced professional can think beyond
the traditional, to find a solution that custom fits your needs with new
products that don't compromise your goals.
I welcome inquiries and will gladly sit with you to point
you in the right direction! You may want
to continue with a Bank or Credit Union that you know and trust. There are also some very good Mortgage Specialists
that will meet with you in your home, during evening or weekend hours, with a
wealth of experience. There is no charge, and often they will pay for your Home
Appraisal costs when you buy.
Have a Great Day!
Janis
Cell/Text 905.708.9113
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